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Balance Sheet Generator

Add line items for assets, liabilities, and equity. The balance sheet preview updates live, flags imbalances, and is print-ready.

Current assets

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Non-current assets (use negative for accumulated depreciation)

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Current liabilities

  • $
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  • $

Non-current liabilities

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Equity

  • $
  • $

Live preview

Acme Co.

Balance Sheet

As of December 31, 2026

Assets
Current assets
Cash and equivalents$50,000.00
Accounts receivable$35,000.00
Inventory$40,000.00
Prepaid expenses$5,000.00
Total current assets$130,000.00
Non-current assets
Property, plant & equipment$120,000.00
Less: accumulated depreciation-$30,000.00
Intangible assets$10,000.00
Total non-current assets$100,000.00
Total assets$230,000.00
Liabilities
Current liabilities
Accounts payable$28,000.00
Accrued expenses$12,000.00
Short-term debt$15,000.00
Total current liabilities$55,000.00
Non-current liabilities
Long-term debt$60,000.00
Deferred tax liability$5,000.00
Total non-current liabilities$65,000.00
Total liabilities$120,000.00
Equity
Common stock$50,000.00
Retained earnings$60,000.00
Total equity$110,000.00
Total liabilities & equity$230,000.00

Frequently asked questions

What is a balance sheet?

A balance sheet (also called a statement of financial position) shows what a company owns (assets), what it owes (liabilities), and what is left for owners (equity) at a single point in time. The fundamental equation is Assets = Liabilities + Equity.

Why does my balance sheet have to balance?

Because every accounting transaction has equal and offsetting effects. If something does not balance, you have either missed an entry, double-counted, or used a wrong sign. The most common culprit is retained earnings being out of sync with year-to-date net income.

What is the difference between current and non-current?

"Current" assets and liabilities are expected to be converted to cash or settled within one year (or one operating cycle, whichever is longer). "Non-current" are longer-term: PP&E, intangibles, long-term debt. The split helps lenders and investors gauge short-term liquidity.

How do I show accumulated depreciation?

List PP&E at gross historical cost, then enter accumulated depreciation as a negative number on the next line. The total of the two equals net PP&E. The line items editor accepts negative values directly; just type "-30000".

What is retained earnings?

Cumulative net income earned over the company's life, minus dividends paid out. Each year, net income from the P&L flows through to retained earnings on the balance sheet. This is what links the two statements.

How do I save this as a PDF?

Click "Print / Save as PDF" and choose "Save as PDF" in your browser print dialog. Form fields, navigation, and FAQ are hidden in print so the output is a clean financial statement.

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